Terms & Conditions

Last Updated: June 15, 2026

By accessing and browsing the Card Expert Services website, you agree to comply with and be bound by the following Terms & Conditions of use. Please read these terms carefully before utilizing our services.

1. Nature of Our Services

Card Expert Services operates as an independent credit referral and financial advisory agency. We assist users by analyzing their profiles and referring them to licensed Indian banks and NBFC partners. We do not issue loans directly, nor do we act as a deposit-taking entity.

2. Eligibility for Loan Applications

To submit a loan request through our platform, you must:

• Be a resident of India.
• Be at least 18 years of age.
• Provide accurate and truthful personal and financial details. Providing false information may lead to referral cancellation.

3. Intellectual Property

All content, design elements, layouts, logos, and scripts on this website are the intellectual property of Card Expert Services. You may not reproduce, copy, or distribute our materials for commercial purposes without prior written permission.

4. Limitation of Liability

While we make every effort to verify the reliability of our banking partners, Card Expert Services is not liable for any credit decisions, rate modifications, or agreement disputes that occur between you and the third-party lender. Final loan approval depends solely on the lender's evaluation criteria.

5. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising from the usage of this site will be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra.